Good Morning Jim.
Thanks for posting your question I'm sorry, that I can't answer your specific question, but I do have some thoughts on the issue. I live at Wind Crest, a 1800 resident community managed by the Erickson Senior Living (ESL) out of Baltimore, MD., a family of 20 or so similar sized communities. I understand that all Erickson communities (27,000 residents) are moving toward some version of the plan you apparently have at your CCRC. Erickson calls it the Declining balance Meal Plan.
At a new ESL community being built (Richmond, VA) it will be the only dining option offered. Their price list indicates that they will get $400 per month and any balance remaining at the end of the month does not roll overt. Does your plan allow for rollover of any unused funds, or do they just disappear?
At our community, Wind Crest near Denver, CO we have had the option of a 30-meal plan per month (standard meal plan). Residents can opt for reduced (20 meals) plan per month, they get a credit of $65 per month ($6.50 per meal) if they do so. We were notified recently. that we will be adding the Declining Balance Meal plan, which sounds similar to the scheme you are under at your community. It will be mandatory for all new residents, but current residents can opt to stay with their current plan. Details regarding the new plan have not been provided.
Your comment on the exorbitant meal price increase at your community, without a corresponding increase in the monthly allowance, strikes fear in the gut of current residents. I doubt that there will be many current residents who switch to the new plan for precisely the reason that caused you to post your comment. Currently only the casual dining venue (soup, sandwiches, etc., post prices on the menu boards and on the receipt. My receipts over the past year or so have remained constant but I think they are pricey, about $22 -$25 per meal. At that rate the average resident would get roughly 18 or so lunches per month. They would then have to spend additional funds to dine. When compared to the "Signature Dining Option" its a no-brainer. While sympathetic to new residents who won't know what a terrible deal they are getting, I doubt that many current residents will think it's a good deal for them.
Bob Doherty
Wind Crest
Highlands Ranch, CO